|PLEASE READ THESE TERMS AND CONDITIONS OF USE VERY CAREFULLY.
By accessing or otherwise using this Website, including any pages, sub pages and all information and content thereon (collectively the “Website”), you acknowledge that you have read and agree to be bound by these terms and conditions of use.
Changes to the Terms and Conditions
KOOTENAY INSURANCE may change these terms and conditions of use at any time, without prior notice. If you access or use the Website after KOOTENAY INSURANCE posts a change, you accept that change. If you do not accept the change, do not access or use the Website. You should check these terms and conditions of use periodically.
Access and Use of the Website
KOOTENAY INSURANCE grants you a limited license to access and use the Website, including to display, copy, distribute and download its content, only for your personal, non-commercial use and provided that you do not modify the Website, its content, or any copyright or other proprietary notices.
This license terminates automatically if you breach any of these terms and conditions of use. Upon termination, you must immediately destroy all copies of any content in your possession. You agree that KOOTENAY INSURANCE may, in its sole discretion, terminate or suspend your access to all or part of the Website for any reason. Should you object to these terms and conditions of use or any subsequent modification, change or amendment thereto or become dissatisfied with the Website in any way, your only recourse is to immediately discontinue use of the Website.
Unauthorized use of the Website or any content may violate copyright laws, trade-mark laws, the laws of privacy and publicity, and communications regulations and statutes.
Restrictions on Use of the Website
Except as expressly authorized above, you may not copy, modify, distribute, download, display, transfer, post, or transmit the Website or its content in any form without KOOTENAY INSURANCE’s prior written permission.
The following activities are also expressly prohibited and you agree to refrain from performing any of the following activities: any non-personal or commercial use; use of any robot, spider, other automatic device, or manual process to monitor or copy the Website or any of its content; “mirroring” or “framing” the Website or any content on any other server; collection or use of product listings, descriptions, or prices for a supplier of competitive or comparable products; use of any device or technology to provide repeated automated attempts to access password-protected portions of the Website; and any action that imposes an unreasonable or disproportionately large load on the Website or our infrastructure or otherwise interferes with the Website’s functioning.
Posting and Transmitting to the Website
Information posted to the website is treated as confidential and proprietary information.
You may not post, upload, publish, transmit or otherwise distribute any unlawful, fraudulent, harassing, libelous, threatening, defamatory, sexually graphic, obscene, inflammatory, profane, or other inappropriate information or material of any kind which constitutes or encourages conduct that would constitute a criminal offence or give rise to civil liability.
You acknowledge that KOOTENAY INSURANCE has the right, but no obligation, to monitor the Website and to disclose any information necessary to operate the Website, to protect its and its licensors and its customers, and to comply with legal obligations or governmental requests. KOOTENAY INSURANCE reserves the right to edit or refuse to post or to remove any information on the Website, in whole or in part, for any reason.
Accuracy of Information and Disclaimer of Warranty KOOTENAY INSURANCE has made every effort to present the content on the Website accurately, but additions, deletions and changes may occur. Content on the Website is provided “as is” and “as available”; neither KOOTENAY INSURANCE nor its affiliates or their representatives make any representation or warranty of any kind or nature, either express or implied, with respect to the content.
KOOTENAY INSURANCE and its representatives specifically disclaim, to the fullest extent permitted by law, any and all warranties, express or implied, relating to the Website or its content, including but not limited to, implied warranties of merchantability, completeness, timeliness, correctness, noninfringement, or fitness for any particular purpose. You acknowledge that your access to the Website will not be free of interruptions, that the information contained on the Website may have errors or technical inaccuracies and that the Website may be unavailable from time to time.
Limitation of Liability
Under no circumstances will KOOTENAY INSURANCE or its affiliates have any liability with respect to any claims or damages (whether direct or indirect, special, incidental, consequential or punitive) as a result of your access or use of (or inability to access or use) the Website or its content, even if they have been advised of the possibility of such damages. You access and use this Website at your own risk.
Links to this Website
You may not link to this website from any other website. You may not use the KOOTENAY INSURANCE’s, or any of its affiliates’ logos, trade-marks or name or other proprietary graphic in the link without the prior written permission of KOOTENAY INSURANCE.
The material provided on this Website is protected by law, including, but not limited to, Canadian copyright law and international treaties, trade-marks, trade dress and/or other proprietary rights. The copyright in the content of the Website is owned by KOOTENAY INSURANCE or others. Except for the limited rights granted above, all other rights are reserved.
If you apply to KOOTENAY INSURANCE for a job, we need to consider your personal information, as part of our review process. We normally retain information from candidates after a decision has been made, unless you ask us not to retain the information. If we offer you a job, which you accept, the information will be retained in accordance with our privacy procedures for employee records.